Floral City Homes under $500,000

Floral City Homes under $500,000

Welcome to Floral City, Florida, a hidden gem nestled within Citrus County that perfectly blends small-town charm with the beauty of nature. Known for its picturesque landscapes and friendly community, Floral City is an ideal place for those seeking a tranquil lifestyle without sacrificing access to modern conveniences. Surrounded by lush greenery, sparkling lakes, and an abundance of wildlife, this enchanting area is perfect for outdoor enthusiasts and families alike.

Floral City boasts a rich history, evident in its quaint downtown area where vintage architecture meets local shops and eateries. Residents enjoy a slower pace of life, with community events and friendly neighbors creating a warm atmosphere. Whether you're strolling through the scenic parks, fishing in the nearby lakes, or exploring the scenic Withlacoochee State Trail, there’s always something to do in this vibrant community.

For those looking to call Floral City home, the real estate market offers a fantastic selection of homes under $500,000. From charming single-family residences to modern townhouses, there’s a wide variety of options to suit different lifestyles and budgets. Many of these homes feature spacious yards, ideal for gardening or entertaining, and are conveniently located near local amenities and schools.

With its affordable housing options and enchanting surroundings, Floral City is the perfect place to settle down and create lasting memories. Explore the possibilities today and discover your dream home in this delightful Floridian paradise!

Newest Floral City Homes under $500,000

7536 S Bobcat Point, Floral City
$282,000
3 Beds ⋅ 2 Baths ⋅ 858127 MLS
This charming 2-story waterfront home is full of character, reflecting a unique and inviting personality throughout its design and features. Situated on a generous .82-acre lot in a serene area adorned with classic Old Florida landscaping and bamboo, it offers 3 bedrooms and 2 bathrooms perfect for peaceful waterfront living. Highlights include a brand new wooden deck and dock ideal for outdoor relaxation, an oversized screened porch, and a spacious detached garage with an additional carport. Inside, a captivating spiral staircase adds distinctive charm, leading up to an upstairs screened balcony with picturesque water views. Recent upgrades include a roof replacement in 2025 and a new drain field installed in 2026, ensuring worry-free living. With its peaceful surroundings, ample space, and unique character, this property also presents an excellent opportunity as an income-producing Airbnb.Take advantage of this rare opportunity to own a distinctive waterfront property in a peaceful setting.

7536 S Bobcat Point, Floral City
10526 S Drew Bryant Circle, Floral City
$214,900
3 Beds ⋅ 2 Baths ⋅ 857996 MLS
Set amid the quiet surroundings of Floral City, this beautifully landscaped 2023-built home in the gated Tarawood community offers a blend of modern convenience and relaxed Florida living. Featuring 3 spacious bedrooms, 2 full baths, and an attached 2-car garage, this bright and inviting residence is completely move-in ready. Despite its peaceful setting, Tampa is within an easy commute, making it possible to enjoy a quieter lifestyle while maintaining convenient access to the area's employment, entertainment, and amenities. Residents of Tarawood enjoy a secure gated community with a clubhouse, pool, spa, and a variety of recreational amenities. The low HOA fee also includes high-speed internet, cable, and garbage service, helping simplify monthly household expenses. With newer construction, community amenities, and a peaceful setting, this home offers a comfortable combination of convenience and low-maintenance living. Contact us today to schedule your private tour.

10526 S Drew Bryant Circle, Floral City
8138 E Southlake Drive, Floral City
$89,500
3 Beds ⋅ 1 Baths ⋅ 857975 MLS
Move-in ready and freshly updated! This 3-bedroom, 1-bath mobile home in Floral City sits on a 0.3-acre lot and offers comfort, space, and value. The kitchen has been refreshed with new cabinets and countertops, giving the home a clean, modern feel. A newer A/C system keeps you cool through Florida summers, and a washer and dryer are included for added convenience. Three bedrooms give you room for family, guests, a home office, or hobbies. The home is connected to city water for reliable, hassle-free service. Outside, a large carport keeps your vehicles protected from sun and rain. A covered area gives you a shaded spot to relax, grill, entertain, or store equipment. The lot has room to garden, spread out, or park your toys. Flexible purchase options are available! Lease-to-own option is available with $25,000 down. This is a great opportunity for buyers who want to get into a home now while working toward ownership. This home is a great fit for first-time buyers, anyone looking to downsize, or investors seeking a turnkey rental. Enjoy Floral City's quiet, small-town charm while staying within reach of shopping, dining, and outdoor recreation throughout Citrus County. Affordable updated homes with land don't last long, so schedule your showing today!

8138 E Southlake Drive, Floral City
12261 S Elm Point, Floral City
$369,500
3 Beds ⋅ 2 Baths ⋅ 857813 MLS
One or more photo(s) has been virtually staged. Welcome to this exceptional 3-bedroom, 2-bath pool home is beautifully nestled on a picturesque 1-acre lot with graceful, distinctive brick-accented exterior. A charming, extended front porch welcomes you into an inviting open floor plan designed for effortless comfort and style. Perfect for entertaining, the spacious living and dining room combo features elegant French doors that open directly to your private backyard oasis. At the heart of the home is a beautifully remodeled eat-in kitchen, fully equipped with soft-close cabinetry, sleek granite countertops, a classic tile backsplash, a built-in desk, and modern appliances—including a cooktop with range hood, double ovens, and a brand-new refrigerator. The primary suite boasts a generous walk-in closet and a private ensuite bath featuring a classic pedestal sink. Two additional well-sized bedrooms offer ample space and share a bright second full bathroom. Step outside to discover a true outdoor paradise. Perfect for those hot summer days, the sparkling Diamond Brite pool is surrounded by a newer pool safety fence and complemented by an extended paver patio ideal for grilling. Relax in the separate, fully screened lanai, or gather around the dedicated fire pit area. The sprawling, beautifully landscaped grounds also feature an additional water-equipped patio, a fenced garden area with its own water supply, and a handy storage shed complete with electricity. Enjoy ultimate peace of mind with major mechanical upgrades, including a new roof (2024), a brand-new A/C system (June 2026), fresh interior and exterior paint, a newer water heater, and newer energy-efficient windows throughout. The property is secured by a blend of chain-link and newer vinyl fencing, with the seller stating the actual lot line extends well past the current fenced perimeter. The 2-car garage includes shelving for extra storage. Whether entertaining in the formal areas, relaxing by the pool, or enjoying the peace of the wooded acreage, this property offers an unparalleled lifestyle for any buyer. Outdoor enthusiasts will appreciate being just 20 minutes from the public boat ramp to Henderson Lake and the Tsala Apopka Chain of Lakes—perfect for boating, fishing, and wildlife watching. Don’t miss this opportunity to own a peaceful retreat that’s close to everything! CONVENIENTLY & CENTRALLY located just 12mi from both Inverness & Brooksville. NO HOA Zoned RUR

12261 S Elm Point, Floral City
8475 S Linden Point, Floral City
$169,900
3 Beds ⋅ 2 Baths ⋅ 857871 MLS
The location says it all! Located in Floral City but close to Brooksville, Inverness, Bushnell. Backs up to large acreage for privacy and beautiful wildlife. The home home is just a few blocks away from the famous 46 mile Withlacoochee State Trail, which travels through the scenic views of the small towns in three counties, from Dade City to Citrus Springs. Its paved surface is fantastic for jogging, bike riding, or just a leisurely stroll. Lots of wildlife to be seen along the way. Also the home is only 5 minutes away is Floral Park, which is the home of the famous annual Floral City Strawberry Festival. The home is in move in condition with newer appliances, new roof in 2017, and AC a few years ago. There is nothing to be done just move on in. Furniture negotiable so a perfect second or starter home. If you are a history buff, you can drive through the beautiful Avenue of the Oaks and visit the Floral City Heritage Museum to see how this area began and still thrives. Or head into Inverness and see that historic area with great restaurants and shops. The Withlacoochee State Forest and chain of lakes is within minutes. The back yard is partially fenced with 3 storage sheds and plenty of parking for RV and Boat. The new 12x24 shed is complete with a 100 amp service to use as a garage or workshop. A second 16x10 shed can hold everything else and the small one lawn equipment.

8475 S Linden Point, Floral City
11645 E Salmon Drive, Floral City
$234,900
2 Beds ⋅ 1 Baths ⋅ 857767 MLS
Looking for a waterfront property to escape to when the winters up north get too cold or possibly an investment property? This may be the property for you! Nicely updated 2 bedroom / 1 bath cottage on Withlapopka Island in beautiful Floral City. This move-in ready home is nestled on a quiet canal that leads to the Floral City Chain of Lakes and Withlacoochee River and was successfully operated as an Airbnb in 2022-24. When driving to this property you will travel on winding roads with homes and wildlife that are very reminiscent of “Old Florida”. Home features include: an open & split floor plan, updated subflooring, new laminate flooring, new kitchen cabinets, new granite counters, refrigerator, gas stove, gas hot water heater, new electric panel and a spacious utility / laundry room. Large 25'x11' screened in front porch offers a great area to entertain or just enjoy a cup of coffee in the morning. Metal roof was installed in 2018, AC 2012. Home is high and dry - not in a flood zone. Just a short drive to restaurants, parks, the Withlacoochee Bike Trail, several public boat ramps, shopping and medical facilities. Don’t let this one slip by…call today!

11645 E Salmon Drive, Floral City
10721 S Drew Bryant Circle, Floral City
$214,900
2 Beds ⋅ 2 Baths ⋅ 857599 MLS
SUNLIT OPEN CONCEPT LIVING! Step inside to experience an immediate sense of warmth, space, and light-filled comfort. Featuring an airy open layout accented by soaring high ceilings in the main living area, this bright 2-bedroom, 2-bathroom home invites natural sunlight into every corner. The seamless flow from room to room creates a welcoming environment designed for effortless everyday living and easy entertaining. Off the back of the residence, you will find a truly standout feature: a peaceful rear porch paired with a functional workroom. Whether you are seeking a dedicated setup for hobbies and crafts, extra organized storage, or simply a quiet outdoor spot to unwind, this versatile addition delivers. Complete with a generous 2-car attached garage, this home seamlessly combines practical convenience with everyday comfort. Nestled within a secure, gated 55+ community, residents enjoy access to a vibrant clubhouse complete with a pool, spa, library, games room and workout room. Life here is made remarkably simple with an exceptionally low HOA fee that packs incredible value, covering your high-speed internet, cable TV, and garbage collection. Opportunities combining this level of natural warmth, low-maintenance ease, and comprehensive utility coverage are rare... contact our team today to schedule your private showing and tour this property in person!

10721 S Drew Bryant Circle, Floral City
8630 E Beacon Court, Floral City
$99,000
3 Beds ⋅ 2 Baths ⋅ 857555 MLS
Investor special in Floral City! This 3-bedroom, 2-bath mobile home sits on approximately half an acre at the end of a dead-end road, offering plenty of space and privacy. The property also features a carport and is ready for someone to bring their vision and make it their own. Great opportunity for an investor or buyer looking for a project with potential. Cash only.

8630 E Beacon Court, Floral City
8054 E Shetland Lane, Floral City
$250,000
3 Beds ⋅ 2 Baths ⋅ 856510 MLS
This beautiful new home was built in 2022 and placed on this plot of land in 2023. There is also a built-in shed on the property with access to storage needs. The 0.98 acres of land it was built on provides a spacious, open country view while providing enough trees for a private appeal. The forest green and white color of the home makes that appeal feel even more at home with our national forest. The home is approximately 1387 sq ft and is listed as having 3 bedrooms and 2 bathrooms. When you enter the home, you immediately notice the attention to detail in how the home was built. Features include Crown molding top to bottom, solid soundproof drywall, walk-in closets with spacious storage, new upgraded appliances, hardwood floors, and a HUGE walk-in closet for the kitchen. The master bedroom has an attached master bathroom, which provides even more storage with two closet spaces and a walk-in shower. This new home is built on a well system and includes a new water system that was bought and installed with the home. In addition, the air unit was built new with the home as well. The Floral City Park is right down the road from the home with tennis courts, racket ball courts, basketball courts, frisbee golf, and open fields. There is also a National Trail where people from around the world come to enjoy the view, walking, and biking. If you are interested in setting up a time to see this wonderful new home, please contact us. Thanks.

8054 E Shetland Lane, Floral City
10407 S Drew Bryant Circle, Floral City
$249,000
856558 MLS
Why buy one when you can have two? This Tarawood duplex offers flexibility that’s hard to beat. One side features a 2-bedroom, 1-bath layout, while the other offers 1 bedroom and 1 bath, making it a great opportunity for investors, multi-generational living, or buyers looking to offset expenses. Both units include their own private entrance, 1-car garage, and easy-to-maintain tile flooring throughout.The big-ticket items have already been taken care of, including a 2016 roof, 2017 HVAC, a water heater that’s approximately two years old, and all new appliances. The exterior was painted approximately 4 to 5 years ago, and the home has received routine preventative termite treatments every seven years. Whether you’re looking to expand your rental portfolio, live in one unit while renting the other, or create space for extended family, this duplex offers plenty of possibilities. Two front doors, two garages, and one smart investment.

10407 S Drew Bryant Circle, Floral City
6695 S Dove Drive, Floral City
$159,900
2 Beds ⋅ 2 Baths ⋅ 856168 MLS
Looking for the perfect spot to escape to or spend your winters? This charming 2-bedroom, 2-bath waterfront home fits the bill. Nestled in a peaceful area with water access to the Withlacoochee River, it offers a chain-link fenced yard, boat dock, covered space for your airboat, and a powered, air-conditioned shed. You’ll also find two double carports. Inside, enjoy new laminate plank floors, a spacious living area, and fully furnished comfort. The ideal weekend getaway!

6695 S Dove Drive, Floral City
8643 Marvin Street, Floral City
$299,000
3 Beds ⋅ 2 Baths ⋅ 855856 MLS
One or more photo(s) has been virtually staged. Welcome to Floral City, FL! This newly remodeled 3-bedroom, 2-bathroom home offers the perfect blend of modern updates and comfortable living. From the moment you arrive, you'll appreciate the fresh appeal and move-in-ready condition of this beautifully updated property. Inside, you'll find a bright and inviting floor plan featuring updated flooring, fresh paint, and stylish finishes throughout. The remodeled kitchen boasts modern cabinetry, appliances, updated countertops, and contemporary fixtures, creating a functional space for cooking and entertaining. The spacious living areas provide plenty of room to relax and gather with family and friends. The primary suite offers a comfortable retreat with an updated en-suite bathroom, while two additional bedrooms provide flexibility for guests, a home office, or growing families. Both bathrooms have been thoughtfully renovated with modern touches and finishes. The attached 2-car garage offers ample storage and convenience, while the outdoor space provides room to enjoy Florida's beautiful weather. Conveniently located near shopping, dining, parks, and the scenic Withlacoochee State Trail, this home combines peaceful living with easy access to local amenities. Whether you're looking for a full-time residence, seasonal getaway, or investment opportunity, this beautifully remodeled Floral City home is ready for its new owners. Schedule your showing today! New HVAC and roof installed in 2023.

8643 Marvin Street, Floral City
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