Hernando Homes under $400,000

Hernando Homes under $400,000

Welcome to Hernando, Florida – a charming gem nestled in the heart of Citrus County. Known for its picturesque landscapes and friendly community, Hernando offers a serene escape from the hustle and bustle of city life while still providing easy access to nearby urban amenities. With its lush greenery, beautiful parks, and proximity to the stunning Gulf Coast, Hernando is the perfect place for families, retirees, and anyone looking to enjoy a laid-back lifestyle in sunny Florida.

One of the most appealing aspects of Hernando is its diverse real estate market, particularly for those seeking homes under $400,000. Here, you can find a variety of properties that cater to different tastes and lifestyles. Whether you’re searching for a cozy single-family home with a spacious backyard, a modern townhouse with contemporary finishes, or a charming cottage with character, Hernando has something for everyone.

The affordability of homes in Hernando makes it an attractive option for first-time homebuyers and seasoned investors alike. With a range of options available, you can find a property that not only fits your budget but also meets your needs. The local real estate market is thriving, offering opportunities for growth and investment in a community that values quality of life.

In Hernando, you can enjoy a tranquil lifestyle without sacrificing convenience. With nearby shopping, dining, and recreational activities, you’ll find everything you need just a short drive away. Discover the charm and affordability of Hernando, Florida, and let this beautiful community welcome you home!

Newest Hernando Homes under $400,000

2764 N Canterbury Lake Drive, Hernando
$234,900
2 Beds ⋅ 2 Baths ⋅ Canterbury Lake Estates SubDv. ⋅ 34442 Zip Code
Welcome to comfortable Florida living in the desirable Canterbury Lake Estates community of Citrus Hills! This charming 2-bedroom, 2-bath home offers an inviting open-concept floor plan with spacious living and dining areas, abundant natural light, and attractive wood-look ceramic tile flooring throughout the main living spaces and bedrooms. The updated kitchen features white wood cabinetry, newer appliances, ample counter space, decorative stone backsplash, and tile flooring, all overlooking the dining area for an ideal layout for everyday living and entertaining. Step outside and enjoy the Florida lifestyle from the generously sized 13'10" x 16'8" screened and covered lanai. With a peaceful, wooded backdrop and no homes directly behind the property, this outdoor space offers added privacy and a relaxing setting to unwind or entertain. A fenced area provides additional convenience for pets. The desirable split-bedroom floor plan, two-car garage, and fully furnished offering make this home an excellent opportunity for a full-time residence, seasonal getaway. Energy efficiency is another standout feature! The solar panels are fully paid off and have eliminated the home's electric bill, with the exception of Duke Energy's monthly connection fee. Additional updates include an HVAC system replaced in 2021, approximately 6 years of remaining life on the primary roof, and approximately 15 years of remaining life on the secondary roof. The water heater is approximately 9 years old. Located in Canterbury Lake Estates, residents enjoy access to community amenities including a clubhouse, swimming pool, tennis and pickleball courts, billiards, and Ping-Pong. Enjoy the benefits of the Citrus Hills area without the requirement of a mandatory Citrus Hills Social Membership. Conveniently situated near shopping, dining, medical facilities, and the many recreational opportunities Citrus County's Nature Coast has to offer, including the Withlacoochee State Trail for biking, walking, and enjoying the outdoors. Due to unforeseen and unfortunate circumstances, this beautiful home is back on the market, creating a second opportunity for its next owner! Don't miss your chance to own a well-maintained home with paid-off solar, a private wooded setting, and wonderful community amenities.

2764 N Canterbury Lake Drive, Hernando
6508 N Iris Drive, Hernando
$215,000
3 Beds ⋅ 2 Baths ⋅ 34442 Zip Code
River Lakes Manor, three bedroom, 1 1/2 bath home with one car detached garage and shed out back in fenced yard. Backyard has terrific views of Lake Peggy which is a nature preserve where you can kayak and enjoy nature from your back deck. Outdoor screened in area off back deck for fish, turtles, rabbits or your choice of pets. Firepit in backyard and dock which need some tlc. Nice updated kitchen and bathrooms with a few projects needing completion - awaiting your own personal touch. Roof – 2019 and HVAC – 2011. This home is located in Citrus County, a short 15-20" drive to Ocala, Crystal River, Dunnellon or Inverness. Additionally, you can enjoy access to the rails to trails walking/biking trail nearby. This property is located in the small town of Hernando and convenient to schools, shopping, restaurants, medical and surrounded by quaint towns such as Inverness, Beverly Hills, Dunnellon, Crystal River and Homosassa. Easy access to the Veterans Expressway, I75 and Florida Turnpike. Citrus County is located in the center of these larger cities Orlando, Gainesville and Tampa for theatre, concerts, sporting events, major malls and theme parks. Check it out today!

6508 N Iris Drive, Hernando
no property photo
$264,900
3 Beds ⋅ 2 Baths ⋅ 34442 Zip Code
LOCATION, LOCATION, LOCATION ON THE TSALA APOPKA CHAIN OF LAKES!!! Lifestyle and versatility come together beautifully in this inviting 3-bedroom, 2-bath home--ideally situated just THREE HOMES FROM THE LAKE in the sought-after gated 55+ community of Arbor Lakes! Enjoy the beauty and convenience of being so close to the water while embracing the relaxed, neighborly lifestyle that makes this community so special. Step inside to an open and welcoming living space featuring a vaulted ceiling that creates an airy sense of volume and provides a wonderful canvas for your personal style. The flexible floor plan includes an additional room with a large closet that can easily become a den, home office, hobby space, or third bedroom--whatever best fits your lifestyle. The bright kitchen opens to a cheerful breakfast nook and offers a convenient desk area, perfect for keeping a favorite recipe handy, planning the day's activities, or catching up on household details. A nearby laundry room adds to the home's everyday convenience. But perhaps the most delightful spaces are waiting just outside. The oversized front patio is the perfect place to unwind and enjoy beautiful evening sunsets while saying hello to neighbors as they cruise by in their golf carts. It's more than a front porch--it's a place to connect and enjoy the Arbor Lakes way of life. Beyond the home, a private backyard creates a peaceful retreat, while the lanai offers covered dining and comfortable seating areas for morning coffee, afternoon relaxation, or entertaining friends and family. With both privacy and outdoor living at your fingertips, you'll find plenty of reasons to spend your days enjoying the Florida sunshine. With the premium location within this active community, there is no end to how to spend your time. Pickleball, shuffleboard, heated community swimming pool, clubhouse with a full calendar of events to partake in, walking trails along the lake, picnic/barbecue areas, fishing pier along with a boat launch just to name a few. For those looking to take advantage of the RV/boat storage within the Arbor Lake gates there are a couple spaces remaining. This is an annual fee currently under $550 annually and not owned by Arbor Lakes. Come see why this home deserves to be at the TOP OF YOUR LIST!!

3968 E Arbor Lakes Drive, Hernando
no property photo
$355,000
3 Beds ⋅ 2 Baths ⋅ 34442 Zip Code
Price Improvement!! Welcome to Presidential Estates within the sought-after Citrus Hills area! This charming 3-bedroom, 2-bath pool home sits on .96 acres with NO HOA, offering plenty of space and flexibility. Enjoy the Florida lifestyle from the oversized Florida room overlooking the in-ground pool for relaxing, entertaining, or enjoying year-round outdoor living. A unique cabin-style shed provides additional space for a workshop, hobbies, or storage. Major updates include a 2023 roof and 2020 A/C, providing added peace of mind. Conveniently located near shopping, dining, medical facilities, golf, and recreation, this property offers privacy, space, and a desirable setting — all without the restrictions of an HOA! *Some photos have been virtually altered.*

1294 E Cleveland Street, Hernando
no property photo
$349,900
3 Beds ⋅ 2 Baths ⋅ 34442 Zip Code
GREAT VALUE IN TERRA VISTA OF CITRUS HILLS READY TO MOVE IN! CARE-FREE LIVING 3 BEDROOM 2 BATH 2 CAR GARAGE HOME WITH A PRISTINE BACK YARD! Ideally located in Southgate Villas, this home is in meticulous condition and has many upgraded features throughout including tile flooring, custom window treatments, designer light fixtures and fans, plus so many more impressive custom upgrades. The spacious great room and dining room design is "just right" for casual living and entertaining. The gourmet kitchen has granite counters, maple cabinetry, upgraded stainless appliances and both bar sitting area as well as dining nook with a great backyard view. The owner's suite features walk-n closet with built ins and nicely designed bathroom. A large laundry room with ample cabinetry and sink, two guest bedrooms and the hall bath complete this well designed home. The outdoor area that has a screened lanai with pavers overlooking a nicely landscaped backyard. All with membership privileges for Citrus Hills Golf and Country Club! Enjoy all the amenities and lifestyle this very special community has to offer! 3 restaurants on property, 3 golf courses, tennis courts, pickleball courts, state of the art fitness centers, swimming pools, activity center with planned clubs for members and so much more! Located near great shopping, medical facilities, restaurants and the Suncoast Parkway. Priced to sell at a great value!

1720 W Laurel Glen Path, Hernando
no property photo
$266,000
2 Beds ⋅ 2 Baths ⋅ 34442 Zip Code
Welcome to this 2-bedroom 2 bath and 2 car garage with a den gets you into this currently lowest priced fully furnished home in Terra Vista. Tile and wood floors throughout the home. Corian countertops in the kitchen. This home has all the amenities that Terra Vista social membership has to offer including the amenities in the new Davis Reserve, A new Rockwood park that will be coming soon. Great home for a snowbird, just bring your toothbrush and start living the Citrus Hills Dream.

836 W Silver Meadow Loop, Hernando
no property photo
$189,900
2 Beds ⋅ 2 Baths ⋅ 34442 Zip Code
Enhance your lifestyle with this waterfront paradise, ready for you to make your own. With a new roof, AC, and windows, all the major updates are already complete, offering peace of mind from day one. The location puts you close to shopping, medical facilities, and everyday conveniences. If country living with beautiful water views is what you’ve been searching for, you’ve found it.

4210 E Lake Park Drive, Hernando
no property photo
$235,000
3 Beds ⋅ 3 Baths ⋅ 34442 Zip Code
Spacious 2005 manufactured home with approximately 2,300 sq. ft. of living space, situated on almost half an acre on a dead-end road. Enjoy a roomy property with NO HOA and plenty of indoor and outdoor space. Recent improvements include a new front storm door, updated rear deck, and new kitchen countertops. The generous floor plan offers plenty of room for everyday living, entertaining, and family gatherings. Outside, you’ll find a large fenced backyard with plenty of room for pets, gardening, outdoor activities, or simply relaxing. A storage shed provides convenient additional space for tools and lawn equipment. Washer and dryer are included. With approximately 2,300 sq. ft., nearly half an acre, a fenced backyard, storage shed, recent updates, a dead-end road location, and no HOA, this home offers plenty of space and flexibility inside and out.

1744 N Mooneys Point, Hernando
no property photo
$214,900
2 Beds ⋅ 1 Baths ⋅ 34442 Zip Code
Waterfront living with a Dock Master boat house, plus a spacious 16×32 storage shed, creates a getaway that feels like pure serenity. This property offers effortless access to the water, room for all your gear, and a peaceful setting that lets you truly unwind. It’s the kind of place where you can breathe, relax, and enjoy the quiet beauty around you.

4218 E Lake Park Drive, Hernando
no property photo
$79,000
2 Beds ⋅ 1 Baths ⋅ 34442 Zip Code
Looking for a part time retreat or maybe an investment property, here is the opportunity you have been waiting for. This 2 bedroom 1 bathroom mobile home is situated in an area where fishing and boating is easy accessible. Walk out your door and enjoy the view of the pasture a few lots over, it' s a very peaceful setting. Shopping in Inverness and a trip to Ocala is not far away, you are centrally located with easy access to all your needs.

2488 Park Point, Hernando
2526 N Lakefront Drive, Hernando
$215,000
3 Beds ⋅ 2 Baths ⋅ 34442 Zip Code
Nestled by the serene shores of Lake Hernando and the expansive Tsala Apopka Lake chain, this property offers a rare lifestyle of complete freedom with no HOA fees and no deed restrictions. The three-bedroom, two-bathroom manufactured home sits proudly on a sprawling 0.62-acre parcel within the Parson’s Point community. Spanning 1,296 square feet of comfortable, living space, the residence serves as either a peaceful seasonal escape or a permanent full-time home (Roof 2022). Water enthusiasts will find themselves conveniently located just 2 miles from the Hernando Park Public Boat Ramp, making weekend boat launches and fishing trips effortless. The property provides unlimited room to park your boats, trailers, and recreational vehicles, with two existing carports. The home offers a split floor plan and the primary bedroom comes complete with an en-suite that includes a walk-in shower and linen closet. The light and bright kitchen gives you a generous amount of prep space for preparing meals and storage. The living and dining spaces are great for entertaining or relaxing, plus you'll appreciate a dedicated laundry room for convenience. Homeowners will appreciate the self-contained reliability of a well and septic system, alongside the invaluable peace of mind that comes with a property located outside of a flood zone. The space allows you to cultivate thriving vegetable gardens, plant fruit trees, or build custom raised beds for homegrown produce. Homeowners can easily design an outdoor oasis, whether that includes installing a sparkling swimming pool, expanding the outdoor entertainment patios, or renovating the existing secondary structure in accordance with county guidelines. This unique estate perfectly balances a quiet, rural atmosphere with seamless access to modern conveniences. Local shops, medical centers, dining options, and schools are all just minutes away. Located in the heart of Citrus County, residents can immerse themselves in a region famous for its pristine natural beauty, diverse wildlife, and world-class outdoor recreation. Daily life here includes easy access to premier boating, fishing, scalloping, kayaking, snorkeling, cycling, and camping, as well as the world-renowned experience of swimming with manatees. Properties that offer this level of space, freedom, and proximity to the water are rarely available, call today to schedule a tour.

2526 N Lakefront Drive, Hernando
no property photo
$239,000
3 Beds ⋅ 2 Baths ⋅ 34442 Zip Code
Discover Arbor Lakes, a private, gated 55+ lakeside community nestled along the beautiful Tsala Apopka Chain of Lakes, where peaceful surroundings, comfortable living, and an active Florida lifestyle come together. This inviting 3-bedroom, 2-bath home offers a desirable split-bedroom floor plan and a comfortable layout with plenty of space for its new owners. The bright and airy kitchen features an abundance of cabinet space and a large pantry, making it both functional and inviting. An indoor laundry room adds everyday convenience, while the two-car garage provides plenty of room for parking and storage. Step outside and enjoy the nice screened-in back patio, the perfect spot to relax, unwind, and enjoy the peaceful surroundings. Beyond the home, Arbor Lakes offers an array of amenities designed to make the most of the Florida lifestyle. Enjoy lakeside living with access to the lake for boating, along with a vibrant community center featuring an exercise room, billiards room, and pool. Tennis and pickleball courts provide even more opportunities to stay active, enjoy the outdoors, and connect with neighbors. Residents enjoy a welcoming community atmosphere with opportunities to stay active and social, while being conveniently located near shopping, dining, medical facilities, entertainment, and more. The community also offers easy access to Ocala and is just a short drive from the Shoppes at Black Diamond in Beverly Hills, making everyday conveniences and local attractions easily accessible. Come see why Arbor Lakes is a wonderful place to call home!

4589 N Grass Island Terrace, Hernando
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