St. Martins Estuary Retreats Homes under $500,000

St. Martins Estuary Retreats Homes under $500,000

Welcome to St. Martins Estuary Retreats, an enchanting subdivision nestled in the heart of Crystal River, Florida. This serene community offers a perfect blend of natural beauty and modern living, making it an ideal haven for families, retirees, and anyone looking to escape the hustle and bustle of everyday life. St. Martins Estuary Retreats is surrounded by the stunning landscapes of Citrus County, renowned for its lush greenery and sparkling waterways that invite outdoor adventures year-round.

One of the standout features of this community is its affordability. With homes available for under $500,000, St. Martins Estuary Retreats provides an exceptional opportunity for prospective buyers to invest in a slice of paradise without breaking the bank. Each home is thoughtfully designed, offering spacious layouts and contemporary finishes that cater to a variety of lifestyles. Whether you’re seeking a cozy retreat or a family-friendly abode, you’ll find a diverse selection of properties that fit your needs.

Residents of St. Martins Estuary Retreats enjoy easy access to Crystal River's charming downtown, where you can explore delightful shops, dine at local eateries, and immerse yourself in the vibrant culture of this coastal gem. For nature enthusiasts, the nearby Crystal River National Wildlife Refuge offers unparalleled opportunities for kayaking, fishing, and manatee watching.

Discover the tranquility and charm of St. Martins Estuary Retreats, where your dream home awaits at an unbeatable price. Experience the best of Florida living in a community that truly feels like home!

Newest St. Martins Estuary Retreats Homes under $500,000

1142 S Ozello Trail, Crystal River
$355,000
2 Beds ⋅ 1 Baths ⋅ 857046 MLS
HUGE PRICE REDUCTION - This cozy Tiffany blue stilted retreat is a fully functioning short-term vacation rental designed for peaceful escapes and effortless hosting in the heart of the Crystal River–Ozello area. Recently renovated and sold fully furnished—including all furniture, décor, and updates—the home features a thoughtfully designed interior with a fully equipped kitchen, washer and dryer, a charming separate dining room, and comfortable living spaces across two bedrooms and a welcoming living room. While the indoor spaces are warm and inviting, the true magic happens outdoors. Beneath the home, swing chairs overlook the river and fire pit, creating a serene setting for relaxing evenings, while a large wooden table and outdoor couch make it easy to gather with friends or guests. A projector connected to Wi-Fi allows for movie nights under the stars, and a grill completes the ultimate outdoor entertaining space. Beyond the property, this location offers the best of Florida’s “Nature Coast,” nestled between the scenic backwaters, mangrove-lined tidal creeks, and Gulf Coast waterways that define Crystal River and Ozello. Outdoor enthusiasts will love exploring nearby kayaking, fishing, and wildlife-watching opportunities amid salt marshes and coastal preserves. Ozello’s picturesque drive along the Ozello Trail and its labyrinth of mangrove channels evoke a laid-back, Old Florida vibe full of scenic views, abundant birdlife, and excellent fishing for redfish, snook and more Just a short drive away, Crystal River is known as the “Manatee Capital of the World,” where visitors flock to see gentle manatees in Kings Bay and Three Sisters Springs, plus enjoy nature tours, scalloping in season, and historical attractions like the Crystal River Archaeological State Park. Built on stilts to significantly reduce flood risk and already listed on Airbnb with excellent reviews, this property is an ideal turnkey investment or personal nature getaway ready to enjoy from day one.

1142 S Ozello Trail, Crystal River
1126 S Urchin Point, Crystal River
$295,000
2 Beds ⋅ 2 Baths ⋅ 856949 MLS
Elevated 2/2 waterfront home in the Ozello Keys. Fully furnished and turnkey. Established income producing property. New owners could assume STR account. Perfect property for those who travel from the north to the south that want to use in Fall and Winter but generate income during busy spring and summer seasons.

1126 S Urchin Point, Crystal River
14496 & 14498 W Captain Court, Crystal River
$250,000
2 Beds ⋅ 1 Baths ⋅ 856504 MLS
AN UNEXPECTED JOURNEY ALWAYS LEADS TO THE GRANDEST ADVENTURE! This little home is hidden amongst the most amazing, picturesque landscape that could only be imagined in a Tolkien tale. Nestled on 2 separate lots totaling .38-acres in the Ozello Keys and surrounded by a labyrinth of mangroves, tidal creeks, estuaries, marshes and wildlife galore, this 2-bedroom, 1 bath 640sqft waterfront home is your cozy escape to write your own tale. YOUR gateway to magic! Get ready, your journey begins now! But first things first, so let’s get to it. The home needs remediation from Hurricane Helene. Most of the walls have been stripped to the studs throughout, damaged cabinetry and appliances removed and is awaiting your creativity and finishing touches. The floor plan is back to basics with function over form, as the outdoors is really the place to be. The large 32’x9’ covered front porch strategically faces the Black Creek Canal, which leads directly to The St Martins River and out to The Gulf of America. Go ahead, sit a spell and contemplate your plans for the day, whether by land or by sea. A stacked stone garden wall at the entrance to the property adds a shire-like, romantic touch, reminiscent of a time long ago. Seawall and dock are a head start. Public water is a plus! NO HOA & NO DEED RESTRCTIONS, so bring all your toys! The Ozello Keys are connected by Ozello Trail, a curvy, scenic 10-mile road that meanders through salt marshes, mangrove islands, sabal palms and cedars and is famous for its unforgettable views of nature and wildlife. The Fish Creek Boat Ramp is 3 minutes away and the Ozello Community Park is only 7 minutes away for both a Boat Ramp and Kayak Launch. And with great fortune, your right smack in the middle of St Martins Marsh Aquatic Preserve and Crystal River Preserve which offer thousands of acres for boating, kayaking, fishing (both recreational and commercial), scalloping, birding watching, hiking, photography and more! The setting for the tale of your grand adventure is here. All you have to do is decide what to do with the time on your journey!

14496 & 14498 W Captain Court, Crystal River
1517 S Fishcreek Point, Crystal River
$375,000
2 Beds ⋅ 2 Baths ⋅ 854862 MLS
High and Dry this home sits way above flood plain and in the heart of Ozello! Great home with brand new roof, new a/c, new hot water heater, new paint, new flooring, new EVERYTHING! Imagine sitting on the oversized screened in porch with views of the canal and sunsets! Outdoor back screened in room is perfect for entertaining, has laundry room with hookups and huge storage closet. Home features large living room with fireplace and sliders to the outdoor porch. Kitchen has brand new microwave, cabinets, stove and dishwasher with breakfast bar and eat in kitchen. Split floor plan offering two master suites with private bathrooms. One bathroom has a walk in shower and the other bathroom has a tub/shower combination. Both bedrooms have sliders to the back porch. Underneath offers concrete floor and lots of room for parking, golf cart, boat or trailer or workshop. Enjoy the quaint little fishing town where everybody knows everybody. 3 restaurants on the island such as Pecks Old Port Cove, Backwater Fins and the infamous Island Outpost. Just the drive down feels like your on vacation. Blue Herons, Kingfishers, Eagles and Egrets. The wildlife is unlike any other. Minutes to the gulf with no bridges. Boat ramps within minutes of the home. Once you see this you won't want to leave. Come join the locals and enjoy the real old Florida vibe.

1517 S Fishcreek Point, Crystal River
13465 W Hillbilly Lane, Crystal River
$410,000
5 Beds ⋅ 3 Baths ⋅ 850471 MLS
Amazing opportunity! Fully furnished and move in ready. What you see is what you get! All beds, pictures, lights, tvs, decor applicances and more! EVERYTHING STAYS. The quiet fishing town of Ozello! High and dry and main home never flooded this is a dream come true. Main residence offers 3 bedrooms and 2 full baths. But wait...Walk into all season porch with vinyl windows with views of canal, boat ramp and boat dock. Large dining room walks to open kitchen area. Living room has ceiling fan, blinds, built in cabinets, breakfast bar and kitchen features granite countertops with island, lots of cabinets with pull out pantry shelves, side by side fridge, dishwasher, double sink, oven and cook top with vent hood. Inside laundry with stackable washer and dryer, microwave, coffee bar and deep freezer. Continue thru to full size bath offering jetted, deep soaking tub. Large bedroom with Murphy Bed, and closet. Nice Florida Room with door to walk around porch. Hall bath divides both bedrooms with walk in oversized shower. Exterior features one car garage, covered carport, exterior shed on corner lot. BONUS is the little guest cottage with two additional bedrooms and a full bath with walk in shower. So total of 5 bedrooms and three full baths. This little Key West style cottage is perfect for overnight guests, in-laws, or even an income producing property! With no deed restrictions it's perfect for an Airbnb, Bed and Breakfast or snowbird retreat. Fisherman and boaters dream! Enjoy all Ozello has to offer with the friendly community church, local restaurants like Backwater Fins, The infamous Island Outpost where the locals hang out or the end of the trail to Old Pecks Port Cove. Lots of nature abounds with manatees, dolphins, otters, water birds and an occasional bald eagle flying overhead and our resident owls. Live life like the locals and enjoy the Florida way of life it one of the last true remaining Old Florida waterfront communities. Walking distance to John Brown Boat ramp. Come check it out. You will fall in love and never leave this quaint little town off the beaten path from the noise. Lots of year round festivities such as the Chili Cookoff, the Art Festival and Blue Crab Festival, Tree lighting festival, Christmas Parade, fishing tournament and oh so much more.

13465 W Hillbilly Lane, Crystal River
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