Citrus Springs Homes under $400,000

Citrus Springs Homes under $400,000

Welcome to Citrus Springs, Florida – a hidden gem nestled in the heart of Citrus County! Known for its lush landscapes and friendly community, Citrus Springs offers a serene lifestyle that’s perfect for families, retirees, and everyone in between. With its close-knit atmosphere and abundance of outdoor activities, this charming city is a fantastic place to call home.

Citrus Springs is renowned for its beautiful natural surroundings, including scenic parks and crystal-clear springs. Residents enjoy easy access to hiking trails, fishing spots, and the stunning Withlacoochee State Forest, making it an ideal location for nature enthusiasts and outdoor adventurers. The community is also conveniently located near the bustling towns of Inverness and Crystal River, providing a plethora of shopping, dining, and entertainment options.

One of the standout features of Citrus Springs is its affordability. With a range of homes available for under $400,000, this area offers incredible value for those looking to invest in their dream home. From charming single-family residences to spacious modern designs, there’s something for everyone in this vibrant community. The housing market here is thriving, making it an excellent opportunity for first-time buyers or those seeking to downsize without sacrificing quality.

Whether you’re drawn by the tranquil lifestyle, the natural beauty, or the welcoming community spirit, Citrus Springs is a place where you can truly feel at home. Explore the possibilities and discover why so many are choosing to make Citrus Springs their forever home. Your dream home awaits!

Newest Citrus Springs Homes under $400,000

9927 N Sandree Drive, Citrus Springs
$234,900
3 Beds ⋅ 2 Baths ⋅ 34434 Zip Code
See Realtor Remarks: Beautiful 3-Bedroom Home in Citrus Springs with Withlacoochee Trail Access & Income Potential Welcome home to this beautifully maintained 3-bedroom, 2-bathroom property featuring a desirable open and split floor plan that provides comfortable living spaces and an inviting layout for entertaining. The home features numerous recent updates, including a new roof installed in 2025, an HVAC system produced in 2022, new laminate flooring in the bedrooms, new gutters, and a completely replaced fascia. The property is fully landscaped, creating attractive curb appeal and a welcoming outdoor environment. Enjoy the outdoors from your fenced-in backyard, which borders the Withlacoochee State Trail. This is an ideal location for walking, biking, jogging, and enjoying Florida's natural surroundings—all just steps from home. Location is another major plus, with easy access to Route 41, making trips to Dunnellon and Hernando convenient for shopping, dining, entertainment, and everyday necessities. The furniture shown in photographs is negotiable. The home was previously operated as an Airbnb, offering an excellent opportunity for buyers looking for a property with income-producing potential, whether as a short-term rental, investment property, or primary residence.

9927 N Sandree Drive, Citrus Springs
8398 N Jay Drive, Citrus Springs
$249,900
3 Beds ⋅ 2 Baths ⋅ 34434 Zip Code
Brand-new LVP flooring throughout, and NO carpet anywhere! This better-than-new 3-bedroom, 2-bath, 2-car garage home in Citrus Springs is getting fresh luxury vinyl plank installed in place of all carpet, plus it’s loaded with upgrades and extra buyer protection. Stainless steel appliance package (range, microwave, dishwasher) plus refrigerator, washer, dryer, and garbage disposal all included, along with a garage door opener with remote and blinds throughout. Inside, find ceramic tile in wet areas, a separate tiled shower and garden tub in the owner’s suite, a tray ceiling with crown molding, beveled-edge countertops, and white shaker cabinets. Enjoy Florida evenings on the 14x10 covered patio. Seller is providing a 1-year home warranty, and the remaining balance of the builder’s 10-year structural warranty transfers to the buyer. Ask about a special financing rate available when using the seller’s preferred lender. NO HOA, plus you’re located near the Citrus Springs Golf Course and just a short trip to Rainbow Springs State Park, Homosassa Springs Wildlife State Park, and Crystal River. Schedule a showing today!

8398 N Jay Drive, Citrus Springs
7246 N Deborah Terrace, Citrus Springs
$264,900
4 Beds ⋅ 2 Baths ⋅ 34434 Zip Code
BACK ON MARKET AT NO FAULT OF THE SELLER! The previous buyer’s financing fell through, creating a rare second chance for this home. Already appraised above list price—walk in with instant equity! Plus, the seller is offering a roof concession with a full-price offer. Don’t wait; schedule your private tour today! Beautifully maintained and thoughtfully updated, this 4-bedroom, 2-bath Citrus Springs home offers nearly 1,900 sq. ft. of comfortable living space, 10-foot ceilings, multiple living areas, an oversized 2-car garage and a private fenced backyard. Inside, you’ll find granite countertops, beautiful cabinetry, recessed lighting, beautiful flooring, Laundry Room with Pantry! NEW carpet in 2025, newer fixtures and generously sized bedrooms with excellent closet space. The spacious primary suite features double closets, dual vanity, a garden tub and separate shower. The bright, functional layout includes living, dining, den and eat-in kitchen areas, while sliding glass doors open to a HUGE covered back porch overlooking mature landscaping and flowering trees. Nearby vacant lots add an extra sense of openness and privacy. Additional updates include HVAC in 2021, roof updated in 2016, a 2019 range, newer dishwasher and recently pumped septic. Clean, spacious and meticulously cared for, this home offers a great combination of condition, privacy and value in Citrus Springs.

7246 N Deborah Terrace, Citrus Springs
10078 N Carver Way, Citrus Springs
$364,900
4 Beds ⋅ 3 Baths ⋅ 34434 Zip Code
One or more photo(s) has been virtually staged. Welcome to this impressive two-story home in Citrus Springs featuring a dramatic two-story foyer with soaring ceilings that creates a grand first impression. This 4-bedroom, 2.5-bath home offers 2,944 square feet of living space (3,842 total square feet) and sits on a 0.32-acre lot with an attached 3-car garage. The thoughtfully designed floor plan provides comfortable living areas with plenty of room for everyday activities, entertaining, and flexibility. The oversized primary suite offers a private retreat with a generous bedroom area, walk-in closet, and en-suite bathroom. Three additional bedrooms provide space for guests, family members, or a home office. The backyard includes a storage shed that conveys with the property, providing additional space for lawn equipment, tools, and outdoor storage. Recent updates include a new water heater installed in 2026, as well as a new roof installed 2026. Located in Citrus Springs, this home offers convenient access to local parks, golf courses, walking and biking trails, shopping, dining, schools, and medical facilities. Enjoy nearby destinations including Crystal River, Rainbow Springs, the Withlacoochee State Trail, and the Gulf of Mexico, offering opportunities for boating, fishing, kayaking, hiking, and exploring Florida’s natural springs. With its generous living space, sought-after features, and recent improvements, this home provides a great opportunity to enjoy the Citrus County lifestyle. Schedule your private showing today! VirtuallyStaged.

10078 N Carver Way, Citrus Springs
2874 W Gardenia Drive, Citrus Springs
$294,999
3 Beds ⋅ 2 Baths ⋅ 34434 Zip Code
Tucked along the 13th fairway of the Citrus Springs Golf & Country Club, this meticulously maintained one-owner home offers the perfect blend of comfort, quality, and Florida living. Built in 2007 by respected local builder Mitch Underwood, this 3-bedroom, 2-bathroom home with a 2-car garage has been lovingly cared for and is truly move-in ready. Enjoy added peace of mind with a roof replaced in 2020 that includes a transferable 10-year warranty. AC is 2017 and you are allowed to fence in backyard. Inside, the thoughtfully designed floor plan features a spacious kitchen with stainless steel appliances, comfortable living spaces, and plenty of natural light. The utility shed and rain barrel located behind the home will also convey, adding both convenience and functionality. Step outside to your backyard overlooking the fairway, where there's ample room to design the pool of your dreams while still enjoying plenty of outdoor living space. Looking for even more privacy or room to expand? The adjacent vacant lot at 2892 W Gardenia Drive is currently available for purchase, offering a rare opportunity to nearly double your homesite. Located in Citrus Springs, you'll enjoy the relaxed lifestyle of Florida's beautiful Nature Coast while remaining close to everything that makes the area so desirable. Spend your weekends golfing, fishing, kayaking, boating, or exploring the crystal-clear springs that have made Citrus County famous. Crystal River—home to the world-renowned manatee population and the only place in North America where you can legally swim with manatees—is just 20 minutes away. You'll also appreciate being only 40 minutes from Ocala and approximately 20 minutes from the Suncoast Parkway, providing an easy commute to the Tampa Bay area. Connected to city water and sewer, this exceptional golf course home combines quality construction, pride of ownership, and an unbeatable location. Whether you're searching for a full-time residence, a seasonal retreat, or your own slice of Florida paradise, this home is ready to welcome you.

2874 W Gardenia Drive, Citrus Springs
10802 N Haitian Drive, Citrus Springs
$249,900
3 Beds ⋅ 2 Baths ⋅ 34434 Zip Code
Well-kept 3 bedroom, 2 bathroom home in Citrus Springs with a comfortable layout and an updated interior. This property is priced to move! The home sits on a spacious lot with room to enjoy the outdoors. Located in a quiet area with convenient access to shopping, schools, parks, and major roadways. Easy commute to Dunnellon, Beverly Hills, and Crystal River. A solid option for buyers looking for a clean, move-in-ready home in a growing community.

10802 N Haitian Drive, Citrus Springs
10322 N Sherman Drive, Citrus Springs
$319,900
3 Beds ⋅ 2 Baths ⋅ 34434 Zip Code
Welcome to this beautifully maintained 2023-built home on a spacious .46-acre lot with a park-like, wooded setting. This 3-bedroom, 2-bath home offers 1,558 sq ft of living space and combines modern finishes with everyday functionality. Step inside to an open-concept kitchen featuring shaker cabinets, granite countertops, a full stainless steel appliance package, and a large center island. The kitchen flows into the dining area and living room, all under vaulted ceilings that make the space feel bright and airy. Luxury vinyl plank flooring runs throughout the main living areas, offering durability with style. The primary suite includes a granite-topped dual vanity and walk in shower. The guest bath has matching granite and a bath. A dedicated laundry room for added extra convenience. Outside, enjoy an 8x16 covered back porch overlooking the nature backdrop of the lot, plus a side-entry 2-car garage with an 8-ft door and 9'4" ceiling, extra storage or larger vehicles. The extended driveway offers parking for up to 6 vehicles. Additional highlights include a traditional gravity-fed septic system, stone accents on the front garage elevation, and a homesite situated high and dry. Located in Citrus Springs with easy access to Citrus County's growing amenities, this move-in-ready home is a rare find at this price point. Equal Housing Opportunity.

10322 N Sherman Drive, Citrus Springs
7650 N Pitcairn Way, Citrus Springs
$274,900
3 Beds ⋅ 2 Baths ⋅ 34434 Zip Code
**POSSIBILITY OF THE ADJACENT LOT ALSO BEING SOLD!** Both lots are corner lots and each measures over one-third of an acre, offering a unique opportunity for additional space, privacy, or future investment. Welcome to 7650 N Pitcairn Way in Citrus Springs! This well-maintained home sits on a spacious corner lot and features a **2-car garage**, providing ample parking and storage. The home also boasts a **new roof that is less than 2 years old**, offering added peace of mind for the new owner. Enjoy the outdoors and added privacy with the **white privacy fence** surrounding the backyard. The **washer and dryer will remain with the home**, making the move-in process even easier. Located in a peaceful residential setting, this property offers plenty of space to enjoy and make your own. Don't miss the opportunity to purchase the home with the potential to also acquire the neighboring corner lot. Contact the listing agent for additional details regarding the adjacent lot.

7650 N Pitcairn Way, Citrus Springs
3115 W Fairbank Drive, Citrus Springs
$324,000
3 Beds ⋅ 2 Baths ⋅ 34433 Zip Code
One or more photo(s) has been virtually staged. New construction St. Thomas model by Pastore Custom Builders. This home features an open floor plan with cathedral ceilings and tile throughout the main living areas. The kitchen offers granite countertops, dark mocha cabinetry, and a layout that flows into the living and dining space. The oversized primary suite includes a tray ceiling, dual vanities, two walk-in closets, and a large walk-in tile shower. Additional highlights include an under-roof lanai, full irrigation system, and no current neighbors to the left or right. Conveniently located approximately 15 minutes to Rainbow River and shopping and dining in Lecanto, and about 30 minutes to the Gulf. Move-in ready new construction in a growing area of Citrus County. VirtuallyStaged.

3115 W Fairbank Drive, Citrus Springs
9388 N Citrus Springs Boulevard, Citrus Springs
$220,000
3 Beds ⋅ 1 Baths ⋅ 34434 Zip Code
If it’s new, it’s for you. Welcome to this beautifully renovated 3-bedroom, 1-bath modern farmhouse set on a .18-acre lot in the heart of Citrus Springs. This home has been fully and thoughtfully updated from top to bottom in 2025 and has not been lived in since renovations were completed. Major upgrades include a NEW shingle roof, NEW central air conditioning and heating, NEW luxury vinyl plank flooring throughout, all NEW interior and exterior doors and hardware, and a NEW bathroom. The stunning kitchen features NEW premium cabinets, high-end granite countertops and hardware, and a NEW stainless steel LG appliance package. Additional improvements include a NEW hot water heater, NEW premium windows, all NEW light fixtures and ceiling fans, and even NEW electrical outlets and light switches throughout the home. The interior has been freshly painted and finished with upgraded NEW baseboards, window trim, and door trim for a clean, modern look. The exterior is just as impressive, offering NEW exterior lighting, NEW custom hand-crafted shutters stained to perfectly match the home, professionally installed gutters, and NEW epoxy flake flooring in the driveway, carport, porch, and laundry room. The home is connected to central water and sewer, features NO HOA, and is located in a non-flood zone. Citrus Springs is a Civic Association Community (not an HOA) with no mandatory fees and an optional clubhouse and pool membership available for a small annual fee. Located right on the boulevard, you’re near everything you need — including the 47-mile paved Withlacoochee Trail for walking, jogging, and biking, as well as nearby parks, golf, restaurants, shopping, and more. The home is 15 minutes from Rainbow Springs, less than 30 minutes from Crystal River’s famous manatees, and within 90 minutes of Tampa and Orlando International Airports and Disney World. Zoned for Citrus Springs Elementary and Middle Schools and premier Lecanto High School. Blink and it’ll be gone.

9388 N Citrus Springs Boulevard, Citrus Springs
2131 W Hampshire Boulevard, Citrus Springs
$274,990
3 Beds ⋅ 2 Baths ⋅ 34434 Zip Code
CitrusCraft Homes Model Center – Explore Our Move-In Ready New Construction Homes! Visit the CitrusCraft Homes Model Center to see the quality craftsmanship, thoughtful design, and upgraded finishes featured throughout our newest collection of homes. This professionally designed 3-bedroom, 2-bath model showcases one of our premier floor plans with 1,513 sq ft of comfortable living space. Step inside to an open layout enhanced by luxury vinyl plank flooring, a spacious family room, and vaulted ceilings that create an inviting, charming environment. The kitchen displays the builder’s signature finishes, including custom white shaker cabinetry with soft-close drawers, stainless steel appliances, a roomy pantry, and white quartz countertops. The large island with a built-in breakfast bar is designed for everyday living and entertaining. The primary suite features a generous layout and a well-appointed bathroom with double vanity sinks and matching quartz counters. A covered porch extends your living space outdoors. CitrusCraft Homes builds with quality and efficiency in mind. This model highlights features such as concrete block construction, double-pane energy-efficient windows, epoxy garage floor, a garage door opener with remotes, and a 10-year structural warranty from the builder. Ask about current incentives and special financing opportunities available through our preferred lender. Model Center Hours: Monday–Friday: 9 AM– 5 PM Saturday: 10 AM– 5 PM Sunday: 10 AM– 5 PM Stop by to tour the model and learn more about our available move-in ready homes!

2131 W Hampshire Boulevard, Citrus Springs
7992 N Triana Road, Citrus Springs
$240,000
3 Beds ⋅ 2 Baths ⋅ 34434 Zip Code
Welcome to your dream home in Citrus Springs, Florida! This 1,220 sq. ft. living space (1,787 sq. ft. total) 3-bedroom, 2-bath, 2-car garage home is perfectly situated for those who love the outdoors. Located right by the Citrus Springs Golf Course, this beautifully designed home features granite countertops, fully tiled bathrooms, and an inviting floor plan. Outdoor enthusiasts will love being just minutes from the Withlacoochee State Trail, offering 46 miles of scenic biking, hiking, and nature experiences. Plus, you're only 10 miles from the stunning Rainbow River, a pristine, spring-fed river known for its crystal-clear waters, great for kayaking, tubing, and snorkeling. Want more adventure? Take a short drive to Crystal River, home to some of Florida’s most breathtaking natural springs. This area is famous for its crystal-clear waters and gentle manatees, making it a paradise for boaters, divers, and nature lovers. Don't miss this opportunity to own a slice of Florida’s natural beauty! Schedule your showing today!

7992 N Triana Road, Citrus Springs
Start Your Search

How much is your home worth?

Get instant property value now!